Meridian Auto Insurance
Compare, shop and customize quotes from top-rated insurance carriers.
Keep Your Car Safe With Meridian Auto Insurance
Meridian is the second most populous and fastest growing city in Idaho. Nicknamed "The Center of the Treasure Valley," Meridian boasts a continuously growing economy, beautiful natural scenery, low cost of living and excellent schools.
Due to the city's location in central Treasure Valley. visitors to Meridian and locals have access to both urban and outdoor activities. In Meridian, you can visit city parks and the Meridian Speedway, go to the Roaring Springs Water Park to beat the heat or listen to the Meridian Symphony Orchestra. Several campgrounds, hiking trails and ski resorts are all only a short drive away.
Between seeing the sights and commuting, locals and visitors alike can benefit from Meridian auto insurance. Meridian's climate varies widely throughout the year, with long, snowy winters and short, dry, hot summers. A majority of tourists choose to visit Meridian in late summer. Over 40% of Meridians have a bachelor's degree or higher and around 11% of the workforce works remotely.
Why Auto Insurance Is Necessary in Meridian
No Public Transportation
No public transportation is available in Meridian, which means commuters and visitors both need access to cars to travel into, around and out of the city. Reliance on cars in this area makes auto insurance essential.
Climate-Related Risks
Meridian has a very low risk of flooding, wildfires and windstorms, but a high heat risk. which means people living in and visiting the city are more likely to experience heat waves. Excessive heat puts car engines at higher risk of overheating and severe heat can cause or fuel wildfires, which can damage or destroy vehicles.
Driving Conditions
Located in the Boulder Mountains of central Idaho, Meridian has driving conditions similar to the rest of the Rocky Mountain region. Drivers need to be careful on the steep, winding mountain roads during the summer, but must drive with even more care during the snowy winters and pay close attention to winter weather advisories.
Average Cost of Auto Insurance in Meridian
People can expect the average cost of Meridian auto insurance to be around $82 per month, or $983 per year. This rate is far lower than the national average of $167 per month, or $2,008 per year.
When you use VIU by HUB, we will provide you with comparisons so you can choose between competitive coverage and insurance rates.
Risks Auto Insurance Can Cover
There are a number of risks that car insurance covers.
Personal Liability
Personal liability coverage covers two types of expenses:
- Property damage
- Bodily injury
If you're responsible for a car accident, your insurance policy will help pay for the expenses of other drivers involved.
Property Crime
People have a 1 in 137 chance of becoming a victim of property crime in Meridian, compared to a 1 in 96 chance in Idaho as a whole. While the risk is lower, auto insurance is still important to protect your vehicle and other assets in the event you do become a victim of theft.
Motor Vehicle Accidents
One of the main aspects of auto insurance is motor vehicle accident coverage. Comprehensive or collision coverage helps you pay for damages resulting from single-vehicle and multi-vehicle accidents.
Your insurance coverage choices depend on your needs and interests. You might want additional coverage such as flood insurance or roadside assistance or you might prefer minimum coverage. At VIU by HUB, we streamline the process of reviewing and comparing Meridian auto insurance quotes for you.
This information is intended for general informational purposes only and is not intended to constitute legal advice.