Car Insurance in Sanford
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A Quiet City Where Car Insurance Matters
Sanford is a quiet city just far enough from Portland to provide access to entertainment without sacrificing comfort. If you're one of the 22,000 people who call this charming area home, you get to enjoy Maine's beautiful countryside every day, from walks along the Mousam River to bike rides on the Sanford Trails.
Nearby Highlights
The Sanford Trails run through the city of Sanford and consist of boardwalks, hiking trails and paved paths. They're a popular way to get your fitness in for the day. You can also visit the city's historical locations, such as the 1860s-era Goodall Mills.
Other amazing outdoor locations are just a five- or 10-minute drive away. Mousam Lake, Estes Lake and the Bauneg Beg Mountain Conservation Area are only a few miles to the north or south. These places make for excellent day trips or camping getaways.
A Long Commute
Being away from the hubbub of larger cities has many benefits, but it also means you have a longer drive to get to work. The average commute for Sanford residents is longer than other cities in the region, almost 30 minutes in each direction. For 15% of workers, getting to the office takes 45-60 minutes each way.
A small percentage of households (under 2%) use public transportation for commutes, but the overwhelming majority drive a car instead (over 80%). This is a big reason why it's important to invest in high-quality car insurance in Sanford. When you spend an hour or more on the road every day, you want good protection in the case of car accidents.
Crash Statistics That May Surprise You
Considering how laid-back the city of Sanford is, you may be surprised to know that there are thousands of car accidents here every year. In 2022, almost 5,000 crashes happened in Sanford and the surrounding area. That's nearly 100 car accidents a week.
Over 1,400 people were injured in local crashes the same year. For this reason, checking your car insurance coverage is smart. Basic insurance doesn't cover your injuries in a crash.
Adequate personal injury protection helps you pay for emergency care, medical treatments, medication and other therapies to help you recover after a car accident. VIU by HUB makes it easy to see exactly what coverage options different policies provide.
Vehicle Risks To Consider When Choosing Car Insurance in Sanford
The right type of car insurance depends on your needs. What are some local risks?
High-Traffic Highways
On average, Sanford has less traffic than other cities in the region, but highways used for commuting are different. For example, if you take U.S. Route 202 to Rochester, some sections have an average daily traffic of over 10,000 vehicles. Commuting via Highway 11 and Interstate 95 to Portland means even more traffic.
Snowy Winters
Sanford gets an average of 50 inches of rain and 60 inches of snow every year. Not surprisingly, many local car accidents in winter involve vehicles sliding off the road and colliding with trees or other objects.
Auto Theft
Sanford also has a high number of property crimes: five times as many as Wells or Kennebunk. Comprehensive coverage can help in cases of vehicle break-ins and theft of parts.
The average policy for car insurance in Sanford costs as much as in Portland, about $950 a year. VIU by HUB is a big help for lowering your premiums. You can compare what insurers are offering, customize your protection and find coverage that fits your budget comfortably.
This information is intended for general informational purposes only and is not intended to constitute legal advice.