Car Insurance Quotes in Charleston, SC
Compare, shop and customize quotes from top-rated insurance carriers.
Find the Perfect Auto Insurance Plan for You
Charleston is a place of rich history and modern adventure. Whether you enjoy the stunning views of the Magnolia Plantation and Gardens, the tours showing the vast historical landscape of Charleston or the Charleston Fun Park for a day of arcade fun for the kids, there are activities for everyone. No matter what your choice of adventure is, comparing car insurance quotes in Charleston, SC, allows you to find the rate for you.
Car Accidents in Charleston
Unfortunately, South Carolina is ranked as the second most dangerous state for driving. Speeding is a common factor in these car accidents, with 41 percent of fatality accidents happening due to speeding. Charleston, SC, is the 12th most dangerous state to drive in. Because of this, it's essential to have a car insurance plan that will protect you in the event of an accident.
Charleston Weather
The rainy season in Charleston is July through September. Though Charleston does not experience a lot of winter weather, rain is one of the leading causes of accidents. It is important to exercise more caution when driving in the rain and ensure that you receive car insurance quotes in Charleston, SC, to ensure you have the best protection available in case of an accident.
Public Transport
CARTA, Charleston's public transport service. is an excellent way to get out and around if you are looking for travel options. It transports more than 4 million people annually and offers an alternative for those who do not have a vehicle or car insurance.
Car Insurance in Charleston
Car insurance costs about $1,470 a year. This is slightly higher than the South Carolina average but lower than the national rates. Rates for auto insurance often are influenced by factors such as vandalism and car accident rates. Because of this, cars that are in an urban or suburban area may find themselves paying higher rates than those out in the country.
Ways To Lower Car Insurance Rates
You can do a few things to help lower your insurance rate.
Increase Your Deductible
The higher your deductible, the lower your monthly or annual rate. Consider raising your deductible if you are looking to bring your premiums down.
Look for Discounts
Different discounts can save you money. For example, if you have taken a defensive driving course or if you bundle your home and auto. Check to make sure you are receiving the discounts you deserve.
Have a Good Driving Record
Following traffic laws and driving safely dramatically decreases your risk of being in a car accident or receiving a ticket for a traffic violation. Drive safely and lawfully to keep your driving record in good shape.
Consider Your Vehicle
Some vehicles are more expensive to insure than others. If you are in the market for a new car, consider the cost to ensure each vehicle. Cars with more safety features and cheap parts are more likely to be insured than flashy sports cars designed to be driven at high speeds.
In addition, you can use VIU by HUB to compare quotes to ensure you are getting the best possible rate.
Leading Causes of Car Accidents
Some of the top causes of car accidents include:
- Distracted driving
- Drunk driving
- Reckless driving
- Speeding
- Vehicle defect
These factors highlight the importance of driving safely and focusing on the road.
Having car insurance is essential for everyone who drives on the road. Because other drivers are unpredictable, even the best drivers can be involved in a car accident. Use VIU by HUB to compare car insurance quotes in Charleston, SC, and determine which one is right for you.
This information is intended for general informational purposes only and is not intended to constitute legal advice.