Car Insurance in Newport News
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Explore Newport News With Great Auto Insurance
Located in the Hampton Roads metro area, Newport News is one of Virginia's largest cities, with more than 186,000 residents as of the latest U.S. Census data. Residents and visitors alike will find so much to see and do, from historic sites to cultural attractions and natural wonders. When you need car insurance in Newport News, quotes from multiple providers can help you find the right coverage at affordable rates.
The city has a growing population driven by the positive projected job growth, particularly in the cornerstone industries of military, aerospace and maritime construction. Even though the region has an extensive public transport system, more than 79% of residents commute by car, according to Sperling's Best Places. If you frequently drive and need the best auto protection at an affordable rate, VIU by HUB makes it easy to reduce your auto insurance premiums with our fast online quote tool.
The Need for Newport News Car Insurance
Newport News had 2,330 reported auto accidents in 2022. according to the state's Traffic Records Electronic Data System. That number represents about 2% of all Virginia crashes for the year, a total of 122,344, as reported by the Virginia Highway Safety Office. Since about 2% of the state's population lives in Newport News, the city has about an average rate of accidents.
Although the city doesn't have an elevated auto accident rate, it does have a higher-than-average rate of property crime. Incidents like theft and vandalism affect about 2.5% of Newport News residents, according to Sperling's Best Places. In comparison, the average rate of property crime is 2.1% across the U.S. and 1.6% for the entire state. Car insurance in Newport News should include comprehensive coverage, which pays for property damage beyond auto accidents.
Cost of Car Insurance in Newport News
The average cost of Virginia auto insurance is around $1,439 per year for full coverage, according to Bankrate. Newport News residents pay about 2% more, with an average rate of $1,465 per year. However, you'll still save about 27% compared to the U.S. average of $2,014 per year for full coverage.
Even within the city of Newport News, rates can be quite different from one address to the next. Factors like the population density, accident rate and crime rate impact a ZIP code's premiums. However, each insurance company has its own pricing method, so you could save significantly by shopping around. It's easy to get multiple quotes with the online tool from VIU by HUB.
Car Insurance Requirements for Virginia Drivers
Drivers in Virginia must have liability coverage of at least:
- $20,000 for property damage
- $30,000 for injury or death of one person
- $60,000 for injury or death of two or more people
Your policy will pay up to your coverage amount if you are at fault in an auto accident with bodily injury or property damage. As of January 2025, these minimums will increase to $25,000 for property damage, $50,000 for bodily injury to one individual and $100,000 for bodily injury affecting two or more individuals.
In addition to liability insurance, comprehensive and collision policies offer increased protection. These coverage types pay for damage to your vehicle from a range of causes, regardless of fault. If you want to expand your car insurance in Newport News on a budget, get multiple quotes at once with VIU by HUB's online tool.
VIU by HUB streamlines your search for car insurance in Newport News with our smart online quote tool.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
Sources
Virginia Department of Motor Vehicles
Virginia Highway Safety Office