Home Insurance in Eau Claire, WI
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Discovering Home Insurance in Eau Claire, WI
Homeowners who live in Eau Claire, WI, enjoy life in a diverse city nestled on the converging banks of the Eau Claire and Chippewa Rivers. 69,441 people live here, with the majority of individuals working in either healthcare and social assistance or retail services.
The city is home to the University of Wisconsin Eau Claire, which offers more than 200 studies and degrees to choose from. The vibrant downtown scene, where you can experience dining and shows at the Pablo Center at the Confluence, Eau Claire offers a variety of lifestyle choices for you and your family entering the city as new residents.
Eau Claire's climate provides you with four distinct seasons. In the summer, the average high reaches the mid-eighties and rainfall increases in August. Winters bring temperatures that are well below the freezing mark, and single-digit temperatures are not uncommon in January and February. Protecting your home from weather peril and other risks with effective home insurance in Eau Claire, WI with VIU by HUB can help you make more informed choices about the type of coverage you require.
The Importance of Quality Home Insurance
Whether you choose a home in North Side Hill, Third Ward or a newer section like Putnam Heights, Eau Claire has many neighborhoods to choose from. No matter where you choose to settle, choosing home insurance in Eau Claire, WI, helps you protect what matters most.
As you compare and contrast different home insurance policies, you may want to consider what comes standard with Eau Claire coverage and what types of add-ons you can choose for an extra blanket of protection. Whether you want personal liability insurance or additional flood coverage, finding coverage that suits your budget with VIU by HUB helps you stretch your budget to protect what matters most.
Add-Ons for Home Insurance in Eau Claire, WI
Dwelling coverage, outbuilding and structure coverage, personal liability and medical payments comprise standard coverage for you as a homeowner. However, if you desire additional coverage, you can also choose a few add-on options, such as:
- Sewage backup
- Flooding from outdoor sources
- Valuable possessions
From protecting your great-grandmother's jewelry to your spouse's valuable comic book collection, additional home insurance in Eau Claire, WI, can provide you with peace of mind, whether at home or away from your property.
The Cost of Eau Claire, WI, Home Insurance
As an Eau Claire homeowner, you may pay anywhere from $539 to $732 annually; however, the age of your home, its risks and your zip code can all affect this cost. Making improvements to your home before you buy, such as installing a motion security or smart home system, can also help you save on home insurance costs. Finding companies that allow you to bundle your home insurance in Eau Claire, WI, with insurance for your car or recreational vehicles can also provide some savings.
Calculating Your Risks
Burglary and theft make up 24.4% of incidents per 1,000 Eau Claire residents. Rates for property theft overall rank quite higher than the state average and put you at moderate risk for burglary.
If your new home has a pool, then your home insurance rates may drift toward the higher end of the annual cost. The risk of personal injury and wrongful death claims could cause your provider to raise your premiums.
Choosing home insurance in Eau Claire, WI, can feel like a puzzle. Because each home in the area is different, your circumstances may require coverage, unlike that of your closest neighbor. Using VIU by HUB can narrow the insurance field and help you make a home insurance choice with confidence.
This information is intended for general informational purposes only and is not intended to constitute legal advice.