Car insurance in Glendale, AZ

Be a responsible driver both on and off roads by finding the right plan for car insurance in Glendale, AZ.

Compare, shop and customize quotes from top-rated insurance carriers.

Getting From Here to There in Glendale

Glendale sits about nine miles northwest of Phoenix via U.S. Highway 60. It is considered part of the Phoenix metropolitan area, but don't think of it as just another suburb. If you're hoping to see the Arizona Cardinals play football, you'll have to make your way out to the State Farm Stadium in sunny Glendale. If you're more of a baseball fan, you can watch spring training of the Los Angeles Dodgers and the Chicago White Sox at Glendale's Camelback Ranch.

Almost 250,000 people live in Glendale. When you add that to the nearly 5 million people in Greater Phoenix, you won't have to look far to find drivers. In 2022, there were 5,171 vehicular crashes in Glendale. Of these, 33 involved a death and over 2,000 involved injury to at least one person. Over 3,700 collisions had property damage only. Driving without car insurance in Glendale, AZ, comes with a high risk of paying thousands of dollars.

Understanding Your Risks in Glendale

Driving in Glendale exposes you to certain risks:

Growing pop ulation: Glendale is one of the fastest-growing cities in the Grand Canyon State, adding more drivers, passengers and cars to the roads.
Public transit: While public transit is available in Glendale, it's only in the form of buses and paratransit vehicles, which also share the roads with other automobiles.
Extreme heat: Glendale experiences very hot summers, putting locals at risk of heat exhaustion and other conditions that can lead to impaired driving.
Wildlife: Glendale is in the Sonoran Desert and it's quite common to find deer, coyotes and snakes crossing the streets, especially at night.

Following the Law in Arizona

Arizonans are required to carry a minimum level of insurance when driving. This includes at least $25,000 per person and $50,000 per accident for bodily injury liability. This pays for the injuries or deaths of others if you're at fault. You are also required to carry property damage liability, which pays for damage to others' property. You need at least $15,000 per accident.

A serious car accident can result in hundreds of thousands of damages that may exceed the minimum required coverage for injuries and property damage. VIU by HUB can help you find a customized policy that includes other common coverages:

Collision: Pays for repairs or replacement of your vehicle following a crash
Comprehensive: Handles other damages to your auto, such as theft, fire and other perils
Uninsured or underinsured motorist: Pays for losses in an accident involving a driver who has too little insurance or none at all

Paying for Car Insurance in Glendale, AZ

Glendale locals can expect to pay around $1,724 per year for an auto insurance premium, $254 more than the Arizona average of $1,470 and $176 more than the national average of $1,548. Several factors will impact what you pay for coverage:

Age: Drivers in their 50s pay less than other age groups. Teenagers have the highest premiums.
Marital status: Single drivers tend to have higher premiums than married couples.
Gender: Female and male drivers average around $1,757 and $1,724 respectively.
Driving record: Speeding tickets, DUIs and other moving violations raise your premiums.
Zip code: The lower the population density, the lower your premium generally.
Credit score: A higher credit score speaks to a driver's reliability and creditworthiness, resulting in lower premiums.

You may be eligible for several discounts that can help reduce your premium. VIU by HUB can help you find a policy for car insurance in Glendale, AZ, that covers all your needs.

This information is intended for general informational purposes only and is not intended to constitute legal advice.