Car Insurance in Peoria

Whether you're commuting or relaxing at Lake Pleasant, make sure your vehicle has high-quality car insurance in Peoria, AZ.
Compare, shop and customize quotes from top-rated insurance carriers.

How Good Car Insurance Helps You Enjoy Life in Peoria

Peoria, AZ, is a beautiful haven a short drive from Phoenix. With over 30 city parks and several regional preserves, this vibrant city is perfect for couples, families and people looking for relaxing surroundings. If you like the outdoors, you'll love the 570 acres of natural backdrops and 60 miles of trails for horseback riding, hiking, biking and spending time as a family. You deserve to have fun and enjoy the good things in your life without the problems a car accident can bring.

Worry-Free Commutes

Choosing dependable car insurance in Peoria can reduce stress on your daily commute. If you're like 80% of residents. you drive your car to work. Good auto insurance coverage can help by:

  • Covering the costs of medical treatment if you get in an accident
  • Helping you repair your vehicle quickly after a crash
  • Supporting your prompt recovery
  • Putting your mind at ease in the case of family members who drive
  • Replacing totaled vehicles so you can continue with your work routine

The average commute in Peoria is about 30 minutes. Over 20% of households have to drive 45 to 90 minutes to reach work. Many residents drive to Glendale or Phoenix for work, and others commute to Mesa or Scottsdale. College students attending Arizona State University can reach Tempe in about an hour.

Customized Coverage for Accident Risks

The risks of getting into an accident are higher with a greater volume of traffic. Some parts of the Highway 101 loop have an average traffic count of over 180,000 vehicles every day! U.S. Route 60 going into Phoenix also experiences heavy traffic, turning a 15-mile stretch into a journey of 30 minutes or more in rush hour.

The solution for these situations is to choose car insurance that adapts to where and how you usually drive. If you commute every day on high-speed roads with heavy traffic, you need insurance geared towards high-damage crashes, such as personal injury coverage and collision insurance. On the other hand, if you work at home and mainly use your vehicle to run errands or shop around Peoria, you may not need tons of policy add-ons. With VIU by HUB, you can compare the price difference with these factors easily.

Why Car Insurance in Peoria Is Essential

Virtually all families in Peoria own a vehicle, and the majority own two. Families with multiple drivers frequently have three or more cars. Buying trustworthy car insurance is one of the smartest investments you can make. Consider a few crash statistics for this city of 190,000 people:

  • There were almost 3,000 total car crashes in Peoria in 2022
  • About 1 in 3 accidents (33%) caused injuries
  • More than 1,300 people got injured
  • The average for Peoria is over eight car accidents every day

If these numbers make you stop and think, keep in mind that the statistics for surrounding cities are even higher. Maricopa County as a whole is responsible for over 70% of all car crashes in Arizona and about 50% of all fatalities.

Why Comparing Options Is Good for Your Car Insurance Coverage

Car insurance costs an average of $1,600 a year in Peoria. That's about $100 higher than the state average. That said, you may get cheaper rates by shopping around.

There's no reason to stick with an insurance provider just out of habit. With VIU by HUB, you can compare many insurers, coverage levels and policies. See what you're getting for your money helps you select the car insurance in Peoria that fits your family's needs and your budget.

Sources

Data USA

AZDOT Traffic Volume

AZDOT Crash Facts

City of Peoria

Auto insurance in Arizona by city

Understand risks, minimum state coverage requirements, average costs and other specifics that can impact auto insurance policies and premium rates in your city.